{"id":4269,"date":"2023-10-25T06:21:17","date_gmt":"2023-10-25T09:21:17","guid":{"rendered":"https:\/\/digitalsantotome.com.ar\/?p=4269"},"modified":"2023-10-25T06:21:22","modified_gmt":"2023-10-25T09:21:22","slug":"aumentan-los-intereses-en-las-tarjetas-y-creditos-personales","status":"publish","type":"post","link":"https:\/\/digitalsantotome.com.ar\/?p=4269","title":{"rendered":"Aumentan los intereses en las tarjetas y cr\u00e9ditos personales"},"content":{"rendered":"<div class=\"row\">\n<div id=\"conte\" class=\"span6 base\">\n<p>BUENOS AIRES. El Banco Central dio a conocer la suba de los intereses en el financiamiento de las tarjetas y cr\u00e9ditos nacionales.<\/p>\n<p>Hace tan solo unos d\u00edas atr\u00e1s, el Banco Central de la Rep\u00fablica Argentina (BCRA) dio a conocer que incrementar\u00eda las tasas de inter\u00e9s. A ra\u00edz de esta decisi\u00f3n por parte de la entidad monetaria del pa\u00eds, se registr\u00f3 una suba tanto en los rendimientos de los dep\u00f3sitos a plazo en moneda local como en los costos de financiamiento.<\/p>\n<p>La medida fue anunciada a trav\u00e9s del Bolet\u00edn Oficial por parte del Banco Central, y en \u00e9l se ha dispuesto que las entidades financieras ajusten el l\u00edmite al inter\u00e9s compensatorio en pr\u00e9stamos destinados a personas, especialmente los vinculados a tarjetas de cr\u00e9dito, como consecuencia de este incremento.<\/p>\n<p>En esa misma l\u00ednea, al momento en que las personas que decidan invertir en un dep\u00f3sito a plazo convencional ahora recibir\u00e1n un inter\u00e9s nominal anual del 133%, en contraste con el 118% anterior. Por si fuera poco, esta decisi\u00f3n por parte del Banco Central, la tasa mensual ha pasado al 11,91%, mientras que la tasa efectiva anual (TEA) llega al 286%.<\/p>\n<p>Espec\u00edficamente, la tasa de inter\u00e9s m\u00ednima o parcial de las tarjetas de cr\u00e9dito se ha incrementado al 122%, en comparaci\u00f3n con el 107% previo. Esto significa que, a partir de la fecha de vencimiento mensual de la tarjeta de cr\u00e9dito, si no se abona el saldo total del resumen, los intereses aplicados sobre el monto pendiente son mayores desde la semana pasada.<\/p>\n<p>Tarjeta de cr\u00e9dito: cu\u00e1nto saldr\u00e1 el financiamiento si se realiza el pago m\u00ednimo<br \/>\nA partir de la medida anunciada por el Banco Central, las personas que opten por el financiamiento de sus tarjetas de cr\u00e9dito deber\u00e1n pagar un costo m\u00e1s elevado que el de hace unos d\u00edas atr\u00e1s. Un claro ejemplo es si el estado de la cuenta bancaria en el mes de noviembre en noviembre asciende a $100.000 y el titular de la tarjeta abona solo $70.000, optando por financiar los $30.000 restantes, se le aplicar\u00e1 un inter\u00e9s nominal del 122% sobre esa cantidad.<\/p>\n<p>Si bien antes el Banco Central hab\u00eda se\u00f1alado que solo ser\u00eda posible financiar a una tasa de inter\u00e9s anual si el monto es inferior a $200.000, lo cierto es que una vez que supere el monto de los 200 d\u00f3lares americanos se aplicar\u00e1 el tope establecido en el art\u00edculo 16 de la Ley 25.065 de Tarjetas de Cr\u00e9dito.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>BUENOS AIRES. El Banco Central dio a conocer la suba de los intereses en el financiamiento de las tarjetas y cr\u00e9ditos nacionales. Hace tan solo unos d\u00edas atr\u00e1s, el Banco Central de la Rep\u00fablica Argentina (BCRA) dio a conocer que incrementar\u00eda las tasas de inter\u00e9s. A ra\u00edz de esta decisi\u00f3n por parte de la entidad&#8230;<\/p>\n","protected":false},"author":2,"featured_media":4270,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"default","_kad_post_title":"default","_kad_post_layout":"default","_kad_post_sidebar_id":"","_kad_post_content_style":"default","_kad_post_vertical_padding":"default","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[3],"tags":[],"class_list":["post-4269","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias-breves"],"a3_pvc":{"activated":false,"total_views":0,"today_views":0},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Aumentan los intereses en las tarjetas y cr\u00e9ditos personales - Digital Santo Tom\u00e9<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/digitalsantotome.com.ar\/?p=4269\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Aumentan los intereses en las tarjetas y cr\u00e9ditos personales - Digital Santo Tom\u00e9\" \/>\n<meta property=\"og:description\" content=\"BUENOS AIRES. El Banco Central dio a conocer la suba de los intereses en el financiamiento de las tarjetas y cr\u00e9ditos nacionales. Hace tan solo unos d\u00edas atr\u00e1s, el Banco Central de la Rep\u00fablica Argentina (BCRA) dio a conocer que incrementar\u00eda las tasas de inter\u00e9s. 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